Protect your business against the loss of someone essential to it.
Advice on key person cover, so your business can absorb the financial impact of losing someone whose skills, knowledge or relationships are central to it.
Most businesses depend on one or two people whose knowledge, skills or relationships would be hard to replace. If one of them died or became critically ill, the effect on profits and confidence could be serious. Key person cover provides a lump sum that helps the business recover, whether that means recruiting a replacement, covering lost income or reassuring lenders.
We help you identify who is essential to the business, work out an appropriate level of cover and arrange a suitable policy.
We take time to understand how your business works and who it relies on, then recommend cover that reflects the real risk. Your first conversation is free and without obligation.
A lump sum that helps the business absorb the loss of someone essential.
Funds to recruit, retrain and steady the business while it adjusts.
Cover that can support loan requirements and give lenders confidence.
We recommend a level of cover that reflects the real risk to your business.
Tell us about your business and one of our advisers will come back to you, usually within a working day.
Speak to an Adviser