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Mortgages & Finance

Commercial Finance

Funding for businesses, from premises to cash flow.

Independent commercial finance advice for business owners and investors. We help you find and arrange the right funding, from commercial mortgages to development and asset finance.

Independent Whole of Market Chartered
Commercial Finance

Commercial Finance for Business

Raising finance for a business can be time-consuming, and the market is broad, spanning high street banks, challenger banks and specialist lenders. We help you navigate it, presenting your case to the lenders most likely to support it and arranging terms that suit your plans.

We work with business owners, landlords and investors on a range of requirements, and we manage the process so you can concentrate on running your business.

What We Arrange

  • Commercial mortgages for owner-occupied and investment premises.
  • Development finance for build and refurbishment projects.
  • Bridging finance where timing is critical.
  • Asset and cash flow finance to support day-to-day operations.

How It Works

We start by understanding your business and what the funding is for. We then approach suitable lenders, compare their terms and manage the application through to completion. Your first conversation is free and without obligation.

Commercial finance is not regulated by the Financial Conduct Authority. Your business assets or property may be at risk if you do not keep up repayments on finance secured against them.
Why Affinity

Why Choose Affinity

Access to Specialist Lenders

We look beyond the high street to lenders who understand your sector.

A Managed Process

We prepare and present your case and handle the lender relationship for you.

Range of Facilities

From commercial mortgages to development and asset finance, we arrange the right fit.

Straight Talking

Clear advice on what is achievable and at what cost, without the jargon.

Good to Know

Commercial Finance Questions

What types of business can you help?+
We work with sole traders, partnerships, limited companies and investors across a range of sectors. We will tell you honestly what is realistic for your situation.
How much deposit or equity is needed?+
It varies by facility and lender, and commercial lending is assessed case by case. Once we understand your plans we will explain what lenders are likely to expect.
How long does it take?+
It depends on the type of finance and the lender, from a few weeks for straightforward cases to longer for development projects. We keep things moving and keep you informed.
Do you charge a fee?+
We are clear about any fees before you commit, and your first conversation is free and without obligation.
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Looking to Fund Your Business?

Tell us what the finance is for and one of our advisers will come back to you, usually within a working day.

Speak to an Adviser