Mon to Fri, 9am to 5.30pm Croeso · Welcome
Home/Wealth & Retirement/Estate Planning
Wealth & Retirement

Estate Planning

Protect your wealth and pass on more to the people who matter.

Independent estate planning advice to help you reduce inheritance tax, protect your assets and pass your wealth on efficiently to the next generation.

Independent Whole of Market Chartered
Estate Planning

Estate Planning and Inheritance Tax Advice

Building your wealth is one thing. Making sure as much of it as possible reaches the people you care about is another. Without planning, a significant share of your estate can be lost to inheritance tax. We help you understand what you may be liable for and put sensible arrangements in place to reduce it.

Estate planning brings your investments, pensions, property and protection into one clear picture, so your wealth is preserved during your lifetime and passed on efficiently afterwards. As independent, Chartered advisers, we look at the whole of your situation and build a plan around your wishes.

How We Help

  • Working out your potential inheritance tax liability and how to reduce it.
  • Making the most of the allowances, gifts and exemptions available to you.
  • Using trusts, where appropriate, to protect and direct your assets.
  • Reviewing your plan as your circumstances and the rules change.

Planning That Fits Your Wishes

Good estate planning is about more than tax. It is about making sure the right people are looked after, at the right time, with as little difficulty as possible. We take time to understand what matters to you and work alongside your solicitor or accountant where needed. Your first conversation is free and without obligation.

The Financial Conduct Authority does not regulate estate planning, inheritance tax planning, trusts or will writing. The value of investments can fall as well as rise and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
Why Affinity

Why Plan With Affinity

Independent and Chartered

Whole of market, Chartered advice, so your plan is impartial and built to a recognised standard.

Your Whole Estate

We bring your investments, pensions, property and protection into one clear plan.

Reduce Inheritance Tax

We help you use the allowances, gifts and trusts that can lower what your estate pays.

Work With Your Advisers

We work alongside your solicitor and accountant so everything joins up.

Good to Know

Estate Planning Questions

What is inheritance tax and who pays it?+
Inheritance tax is a tax on the estate you leave behind. Whether it applies depends on the value of your estate and the allowances available to you. We help you work out your likely position and how to reduce it.
How can I reduce inheritance tax?+
There are several routes, from using allowances and making gifts to holding assets in trust. The right combination depends on your circumstances, and we build a plan around them.
Do I need a will as well?+
A will is a key part of estate planning, and we would always recommend having one in place. We work alongside your solicitor so your plan and your will say the same thing.
When should I start estate planning?+
Earlier is usually better, as some arrangements work best over time. That said, it is rarely too late to improve your position, and we will tell you honestly what is achievable.
Explore More

More in Wealth & Retirement

Get in Touch

Ready to Protect Your Wealth?

Tell us about your situation and one of our advisers will come back to you, usually within a working day.

Speak to an Adviser